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Inland Empire Housing Market Update: September 2026 Home Prices, Inventory and Sales

The short answer: In September 2026, the Inland Empire housing market had far more homes for sale than a year earlier, while prices barely moved. Single family active listings in San Bernardino County rose from 1,977 to 5,494 (up about 178%), and in Riverside County from 2,571 to 5,662 (up about 120%). The median single family sales price was $510,000 in San Bernardino County (up 2.0% from $500,000) and $580,000 in Riverside County (down 0.3% from $582,000). Sales were lower in both counties. Source: Fidelity National Title County Trend Report, September 2026.

In plain terms, buyers have a lot more to choose from than they did last fall, and sellers are competing with more listings at roughly the same prices. Here is what the numbers say, county by county.

September 2026 at a glance: San Bernardino vs. Riverside County

All figures are single family residences (SFR), September 2026 compared with September 2025.

SFR, September	San Bernardino County	Riverside County
Median sales price, Sep 2026	$510,000	$580,000
Median sales price, Sep 2025	$500,000	$582,000
Change	+2.0%	-0.3%
Homes sold, Sep 2026	1,212	1,865
Homes sold, Sep 2025	1,446	1,941
Change	-16.2%	-3.9%
Active listings, Sep 2026	5,494	5,662
Active listings, Sep 2025	1,977	2,571
Change	+177.9%	+120.2%
Median list price, Sep 2026	$530,000	$662,495

Source: Fidelity National Title County Trend Report, September 2026. Information deemed reliable but not guaranteed.

Inventory is the big story

The jump in supply is the headline for the Inland Empire this fall. San Bernardino County started 2026 with 2,019 single family listings in January and reached 5,494 by September, climbing every month along the way. Riverside County went from 2,957 in January to 5,662 in September.

Condos followed the same pattern. San Bernardino County condo listings went from 177 in September 2025 to 530 in September 2026, and Riverside County went from 478 to 1,253.

What more inventory means for buyers and sellers

For buyers, more listings means more choice, more time to decide, and often more room to ask for repairs or credits. For sellers, it means pricing right from day one matters more than it did a year ago, because buyers can compare your home with many others nearby.

Home prices are holding steady

Even with more homes on the market, prices have not dropped in a meaningful way. San Bernardino County’s single family median stayed between $490,000 and $511,750 every month in 2026, and Riverside County’s stayed between $574,500 and $600,000.

The California Association of REALTORS (C.A.R.) data shows a similar picture with its own method. C.A.R. reports a San Bernardino County median of $531,090 for September 2026 compared with $500,030 in September 2025, and a Riverside County median of $620,000 compared with $624,000. The two sources measure a little differently, which is why the numbers do not match exactly, but both point to stable prices.

The 30 year view

C.A.R. December medians show how far Inland Empire values have come:

December median, SFR	San Bernardino County	Riverside County	Los Angeles County
1996	$108,571	$119,396	$167,550
2006	$335,612	$427,333	$585,447
2011	$128,450	$203,650	$306,950
2020	$378,500	$488,250	$660,000
2025	$500,970	$635,000	$890,910

Source: www.CAR.org, charts produced by FNTC Regional Marketing Department in California.

Homes sold: fewer closings than last year

San Bernardino County closed 1,212 single family sales in September 2026, compared with 1,446 a year earlier. Riverside County closed 1,865, compared with 1,941. Summer was busier: San Bernardino County peaked at 1,512 sales in July, and Riverside County at 2,334 in June.

How long are homes taking to sell?

According to C.A.R. median days on market for single family homes:

Median days on market, SFR	Sep 2025	Sep 2026	2025 (annual)
Riverside County	38	42	42
Los Angeles County	31	30	29
Orange County	33	30	28

Source: www.CAR.org, charts produced by FNTC Regional Marketing Department in California.

Riverside County homes are taking a little longer to sell than they did a year ago. For context, the Riverside County median was just 11 days in 2021.

Rancho Cucamonga home prices by ZIP code

The San Bernardino County report breaks out each community. Here is Rancho Cucamonga for September 2026. Monthly ZIP code samples are small, so one or two sales can move these numbers a lot.

Rancho Cucamonga ZIP	SFR sales	SFR median price	Median $ per sq. ft.
91701	20	$929,000	$441
91730	15	$702,000	$429
91737	7	$1,015,000	$386
91739	14	$1,151,000	$475

Nearby, Upland (91784) showed a $1,026,000 single family median on 22 sales, Fontana (92336) $695,000 on 31 sales, and Chino Hills (91709) $1,121,000 on 32 sales.

Source: Fidelity National Title County Trend Report, San Bernardino County, September 2026.

Default and trustee sale notices

The County Trend Reports also track notices of default (NOD) and notices of trustee sale (NTS). In San Bernardino County, single family NODs were 182 in September 2026 compared with 149 in September 2025, and NTS filings were 92 compared with 56. In Riverside County, single family NODs were 203 compared with 200, and NTS filings were 101 compared with 114. A notice is not the same as a completed foreclosure, and many homeowners resolve them, but it is worth watching. If you know a homeowner who is behind, an early conversation can open up more options.

What about Los Angeles County?

Los Angeles County saw the same trend. Single family active listings went from 5,503 in September 2025 to 12,277 in September 2026, sales went from 3,576 to 3,293, and the median sales price was $965,000 compared with $966,500. C.A.R. puts the Los Angeles County median at $994,670 for September 2026.

Frequently asked questions

What is the median home price in San Bernardino County?

The median single family sales price in San Bernardino County was $510,000 in September 2026, up from $500,000 in September 2025, according to the Fidelity National Title County Trend Report. C.A.R. reports a September 2026 median of $531,090.

What is the median home price in Riverside County?

The median single family sales price in Riverside County was $580,000 in September 2026, compared with $582,000 in September 2025, according to the Fidelity National Title County Trend Report. C.A.R. reports a September 2026 median of $620,000.

Is housing inventory rising in the Inland Empire?

Yes. Single family active listings in September 2026 were 5,494 in San Bernardino County, up from 1,977 a year earlier, and 5,662 in Riverside County, up from 2,571.

How long does it take to sell a home in Riverside County?

The C.A.R. median days on market for a Riverside County single family home was 42 days in September 2026, up from 38 days in September 2025.

What are home prices in Rancho Cucamonga?

In September 2026, Rancho Cucamonga single family medians ranged from $702,000 in ZIP 91730 to $1,151,000 in ZIP 91739, based on the Fidelity National Title County Trend Report for San Bernardino County.

Want the numbers for your farm or your listing?

I’m Ryan J. Orr, Vice President with Fidelity National Title in Rancho Cucamonga, and you might know me as Team Title Guy. I can pull farm data, property profiles and market stats for your neighborhood so you can walk into your next listing appointment or buyer consult with real numbers.

Get my tools anytime on FidelityAgent One: FidelityAgent.com/RyanOrr. Or just reach out and I’ll get you dialed in!

Data sources: Fidelity National Title County Trend Reports for San Bernardino, Riverside and Los Angeles Counties, September 2026 (information deemed reliable but not guaranteed); C.A.R. (www.CAR.org) median price and median days on market data, charts produced by FNTC Regional Marketing Department in California, data through September 2026.

California Property Taxes Are Due Now — What Homeowners and Realtors Need to Know Before December 10th

Understanding California’s Property Tax Cycle
As we roll through November, it’s officially property tax season in California — and if you own real estate, your first installment is due now. Property taxes become delinquent after December 10th, which means any unpaid balance after that date will start accruing penalties and interest.
According to the Fidelity National Title Property Tax Guide, tax bills are typically mailed out the last week of October, and the first installment covers the period from July 1st through December 31st. The second installment, due in the spring, covers January 1st through June 30th and becomes delinquent after April 10th.

How This Impacts Pending Escrows
If you’re a Realtor, lender, or homeowner in escrow right now, here’s a key reminder:
If your escrow is scheduled to close before the property tax payment shows as “paid” on the county website — even if you’ve already mailed or submitted the payment — the escrow company must treat those taxes as unpaid.
In that situation, your title and escrow team will either:
Require proof of payment, or
Hold funds upon request until the payment posts to the county records.
This protects both the buyer and seller from future liens or unexpected tax obligations — and ensures the title remains clear through closing.

Avoid the December Rush
It’s always better to pay early and verify payment has cleared before your closing date.
Visit your county treasurer-tax collector’s website to confirm payment status or to pay online.

Due Date: November 1st
Delinquent After: December 10th
Penalty: 10% of the unpaid amount

Don’t let a small delay become a big headache!
Your Trusted Partner in Real Estate
At Fidelity National Title and Team Title Guy, we work hard to keep your transactions smooth, compliant, and on time — from title searches to prorations and tax verifications.
If you’d like a copy of our California Property Tax Guide, or want to learn how title and escrow teams can help prevent surprises at closing, contact us anytime.

Bonus Reminder — Operation Community Cares
This Saturday, November 15th, we’re packing care boxes for our deployed service members through Operation Community Cares — “sending a bit of home for the holidays.”
Join us or donate here: OperationCommunityCares.org

🏡 How REALTORS® Can Instantly Estimate Property Taxes with FidelityPassport.com

Empower your buyers and sellers with clarity, confidence, and credibility.
When it comes to closing real estate transactions in today’s Inland Empire market, information is leverage. One of the most common — and often confusing — questions agents face is:
“What will my property taxes be after I buy this home?”
With FidelityPassport.com, that answer is now just a few clicks away.

🔍 What Fidelity Passport Can Do for You
Fidelity Passport isn’t just another title tool — it’s your one-stop data hub for property intelligence. In seconds, you can:

Pull current property tax details for any California property
View the current effective tax rate on record
Estimate the new tax rate based on your buyer’s projected purchase price
Calculate the supplemental tax bill that often catches new homeowners off guard

This means you can clearly explain to buyers what to expect after closing, and help sellers understand how their property compares — turning complex data into confident decisions.

💡 Why It Matters for REALTORS®
Top agents win business by being trusted advisors. Understanding and communicating tax impacts instantly builds credibility, especially in conversations with first-time buyers or out-of-area clients unfamiliar with California’s property tax nuances.
When you can provide clear, accurate tax estimates, you elevate your value and remove uncertainty from the transaction — one of the key drivers of client trust and referral business.

🧭 How to Get Started
If you already have a Fidelity Passport account but haven’t used the property tax estimator, reach out — I’ll personally walk you through it in just a few minutes, either in person or via Zoom.
If you don’t yet have an account, let’s fix that! I’ll help you get access so you can start running real-time tax projections for your clients today.

🎯 Because at Fidelity National Title Inland Empire, our goal is to help you know, grow, and close with confidence.
Let’s win together.

Unlock the Power of Target Marketing with FidelityTotalFarm.com

In today’s competitive real estate market, strategic marketing isn’t optional—it’s essential. The most successful agents across the Inland Empire and beyond aren’t relying on luck; they’re leveraging data-driven farming strategies that pinpoint opportunity before their competitors even know it’s there.
That’s where FidelityTotalFarm.com comes in

This powerful platform takes traditional geographic farming to the next level—combining predictive analytics, life event triggers, and turnover ratios to help you identify homeowners who are most likely to sell in the near future.
No more guesswork. No more wasted marketing dollars. Just smart, focused prospecting built around real-time intelligence.

Here’s what makes Fidelity Total Farm a game-changer:

✅ Micro-Farm Targeting: Drill down to the neighborhoods that matter most to your business.

✅ Predictive Analytics: Understand which properties are most likely to list next based on historical patterns and homeowner behavior.

✅ Turnover Ratios & Life Events: Target the data that matters—marriage, divorce, refinance, or tenure changes—all indicators of potential movement.

✅ Ease of Use: Simple, intuitive dashboard and interactive maps that make data easy to visualize and act on.

✅ Mobile App Access: Take your farm with you—research, plan, and connect while out in the field or between appointments.

With Fidelity Total Farm, you can segment and personalize your outreach like never before. Whether it’s postcards, emails, social media ads, or personal touches, this tool helps you make smarter moves that generate real results.

Ready to dominate your farm?
Let’s schedule time to break down your market area together and show you how to ratchet up your success using Fidelity Total Farm.

➡️ Visit: www.FidelityTotalFarm.com

AB 238 – Mortgage Forbearance Act Provides Relief for Homeowners in Wildfire-Affected Areas

When disaster strikes, families need more than just hope—they need real solutions. With the recent Los Angeles wildfires leaving homes destroyed and families displaced, Assembly Bill 238 (AB 238), also known as the Mortgage Forbearance Act, has been signed into law to provide urgent financial relief for impacted homeowners.

What AB 238 Does
AB 238 allows eligible homeowners whose properties were destroyed or rendered uninhabitable by the wildfires to request mortgage payment forbearance. This means:
An initial forbearance period of 90 days, with the option to extend in 90-day increments for up to 12 months.Protection against late fees, penalties, extra interest, foreclosure proceedings, and negative credit impacts.Requirements for mortgage servicers to respond within 10 business days to forbearance requests, provide clear explanations for denials, and notify borrowers of documentation needed for extensions.Additionally, the California Department of Financial Protection and Innovation (DFPI) will oversee compliance and provide homeowners with resources, guidelines, and a borrower assistance hotline.

Why This Matters
The aftermath of the Los Angeles wildfires has devastated communities—not only through the destruction of homes, but also through the financial strain placed on families. AB 238 ensures that impacted homeowners can focus on recovery, rebuilding, and receiving insurance payouts without the immediate fear of foreclosure.

At Fidelity National Title, we believe in standing with our communities in times of crisis. As the top title company and trusted partner to real estate professionals, our mission is to provide clarity, resources, and guidance—helping homeowners and agents alike navigate challenges with confidence.

If you or your clients have been impacted, contact your mortgage servicer immediately to explore forbearance options under AB 238. For additional assistance, you can also reach out to DFPI or visit the official resources linked below.

📞 Call/Text Ryan J. Orr at (909) 447-9266 or visit TeamTitleGuy.com to schedule a strategy session today.

Safeguarding U.S. Financial Systems: What Realtors & Clients Need to Know About the New FinCEN Anti-Money Laundering Rules

Starting December 1, 2025, a new nationwide rule will reshape the way residential real estate transfers are reported in the United States. The Financial Crimes Enforcement Network (FinCEN) is rolling out updated Anti-Money Laundering Regulations designed to protect the integrity of U.S. financial systems.

Here’s what you need to know:

🚨 Key Points of the New Regulations

• Covered Transactions: Primarily cash purchases of residential real estate by legal entities or trusts.

• Reportable Properties: Includes single-family homes, condos, townhomes, co-ops, apartment buildings, and vacant land intended for 1–4 unit residential construction.

• Nationwide Coverage: Applies in all states, Washington D.C., Puerto Rico, and Native American lands.

• Reporting Requirement: Settlement agents (often escrow or title) must report details on property, buyers, beneficial owners, funding sources, and payment methods.

• Reporting Persons: Generally, the closing or settlement agent unless otherwise designated.

🛠️ 5 Steps to Prepare Now

-> Understand the Rule – Review FinCEN’s FAQs and guidance.

-> Work with Legal & Compliance Teams – Avoid penalties by staying compliant.

-> Monitor & Audit – Track updates and changes to reporting requirements.

-> Leverage Technology – Use tools to streamline reporting and accuracy.

-> Train Your Team – Educate staff and update procedures before December 1.

💡 Why This Matters for Realtors & Clients

For real estate professionals, this means greater transparency in transactions and an expanded role for title and escrow teams. At Fidelity National Title – the top title company in Rancho Cucamonga, Upland, Fontana, and the Inland Empire – we’ re committed to making sure our partners and clients stay ahead of the curve.

Our team is already preparing systems, training, and technology to ensure a smooth transition. Whether you’ re a Realtor guiding clients through these changes or a buyer navigating cash transactions, we’ re here to protect your deals and safeguard your future.

📣 Want to learn more? Reach out to Team Title Guy at Fidelity National Title – your partner in compliance, protection, and success.