Team Title Guy

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Ryan Orr

HELOC’s & Real Estate Closings, DO YOU KNOW. [Housing]

In the Real Estate industry there are so many options and parts to the puzzle. A Home Equity Line of credit is a great product, however as a Title Insurer it can be a challenge when it comes to a closing on a home that currently has one. HELOCs are open lines of credit on a property, and Homeowners usually have a check book or credit card to access their equity while living in the home. When they go to sell their home, these lines are supposed to be FROZEN. They are not supposed to be accessed in order that payoffs are up to date and accurately closed off. Unfortunately, some folks have even used these lines as the down payment for their future home, causing headaches and claims on Title. In order to address this, updated underwriting is being requested, and payoffs on these should be within three days of closing.

As a Vice President for Ticor Title, I have been in the industry since 2002 & I have seen the best, & worst of markets. If have found it be imperative to lock in on our industry needs to be a true asset for our clients in varying capacities. Gone are the days of being able to be an order taker, or solely an entertainer! In our industry pricing and product does not separate us much, however, it is truly about a few key points, knowledge, professionalism, & sustainability! It is imperative that we set ourselves apart, and that is what my team & I do.
Client First…
Do what you say, and say what you do.
I have learned through the years that almost every file is unique, and that our transactions do not close in a vacuum. Having a solid team has been imperative to our continued success!
We are where our clients are, and focus on adding value to each and every transaction! We believe in getting involved in our professional associations and communities. We add to extensive knowledge and resourcefulness to our X factor. At the end of the day, we are truly competing with ourselves

We believe that we can provide our clients insight & value that help us both win. We do this by saving time, money & closing more transactions. We believe that we are the best in the biz, we are an asset to all that work with and will in the future!

We are your resource for all things real estate related! NO QUESTION is too big or small!

Another key for us is training and education! Please know that we have monthly scheduled trainings, and we can do one on one, small group, and in-office training classes! Ask for a list of classes we can do for you and your team!

Ryan J. Orr

Ticor Title
Vice President
4120 Concours, Suite 400
Ontario, CA 91764
t: 909-767-0718
www.TeamTitleGuy.com
RyanJOrr7@gmail.com

“Special Recordings” Recording your Real Estate transaction in SoCal.

In real estate transactions the final step is to get your file recorded at the county recorder and made of public record! The process has changed over the years, and how the recorders office reviews these docs and the cutoffs are different per county. Making sure you work with a company that knows how to navigate this is mighty important.

www.TicorIE.com

As a Vice President for Ticor Title, I have been in the industry since 2002 & I have seen the best, & worst of markets. If have found it be imperative to lock in on our industry needs to be a true asset for our clients in varying capacities. Gone are the days of being able to be an order taker, or solely an entertainer! In our industry pricing and product does not separate us much, however, it is truly about a few key points, knowledge, professionalism, & sustainability! It is imperative that we set ourselves apart, and that is what my team & I do.
Client First…

Do what you say, and say what you do.
I have learned through the years that almost every file is unique, and that our transactions do not close in a vacuum. Having a solid team has been imperative to our continued success!
We are where our clients are, and focus on adding value to each and every transaction! We believe in getting involved in our professional associations and communities. We add to extensive knowledge and resourcefulness to our X factor. At the end of the day, we are truly competing with ourselves
We believe that we can provide our clients insight & value that help us both win. We do this by saving time, money & closing more transactions. We believe that we are the best in the biz, we are an asset to all that work with and will in the future!
We are your resource for all things real estate related! NO QUESTION is too big or small!
Another key for us is training and education! Please know that we have monthly scheduled trainings, and we can do one on one, small group, and in-office training classes! Ask for a list of classes we can do for you and your team!

Ryan J. Orr
Ticor Title
Vice President
4120 Concours, Suite 400
Ontario, CA 91764
t: 909-767-0718
www.TeamTitleGuy.com
RyanJOrr7@gmail.com

[Down Payment Assistance] City of Upland, Housing & Biz Rehab Dollars available. #Forgivable

As a program to revitalize the city of Upland, dollars have become available to rehab residential houses, and business in the city. These monies can be applied for at City Hall, and can make a huge impact in the business and for the city itself. Learning more about Housing, Finance, and Opportunity is easy to do by reaching o

https://www.ci.upland.ca.us/uploads/files/HIP%20Brochure-2018%20Income%20Limits%20eff.%206-1-18%20(HCD-HOME).pdfut t
out to city hall.

https://www.ci.upland.ca.us/#Housing_Programs

As a Vice President of Sales for Ticor Title focusing on Rancho Cucamonga & Upland, he and his team are territory based yet relationship driven. We are where our clients are, and focus on adding value to each and every transaction! We believe in getting involved in our professional assn’s and communities we can add to our X factor when comparing us to our competition!

We believe that we can provide our clients insight & value that help us both win. We do this by saving time, money & closing more transactions. We believe that we are the best in the biz, we are an asset to all that work with and will in the future!

City Of Rancho Cucamonga- State of City w John Gillison

On March 22, 2019 John Gillison City Manager of RC spoke at the West End Real Estate Professionals, and it was an enlightening presentation about much of what is happening within the city. Attached below is a copy of his Presentation.

 

Rancho-CucamongaMajor projects in RC that have recently been completed, are in progress or have been submitted, focusing on Residential, Retail, Hotel, Industrial and City Infrastructure.

The presentation will include development trends and areas of interest as well as a forecast of the local economic conditions for the next 12-18 months.

In case you missed it, or attended and wanted a copy of the presentation. Click Link Below.

WEREP Presentation

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What is Title Insurance?

Both a lender’s and owner’s title insurance policy pay valid claims and legal fees necessary to defend against hidden title issues, but also decrease ownership risks by providing a thorough title search prior to the issuance of either policy.

An owner’s title insurance policy protects the rights of the homeowner for as long as they or their heirs have an interest in the property.

A lender’s title insurance policy protects the bank or other lending institution for as long as they maintain an interest in the property, which is typically until the loan is paid off. A lender’s policy is required by most lending institutions as a way to insure their security interest in the property.

Title insurance is designed to provide real property owners and lenders, and others with interests in real estate, the maximum protection from adverse title claims or risks. Title insurance affords protection both in satisfying valid claims against the title as insured and in defraying the expenses incurred in defending such claims.

What is title insurance? Title insurance is:

  • An assurance against loss and indemnifies the insured against actual loss should the title to the property insured not be as stated in the policy
  • An agreement to defend the insured’s title against an attack from parties claiming rights that have been insured by the policy coverage
  • An agreement to compensate the insured for actual losses suffered under covered title risks

What does title insurance not insure? It does NOT insure:

  • The market value of the property
  • Acreage, square footage or area of the property
  • The property address

Next month we will review some of the different types of owner’s and lender’s policies.

Will the Real Estate Market Crash in 2019?

The COO of a tool I like to use for market reports and data, interviewed. He answers questions on the Real Estate Marketplace today, and his thoughts based on the data as to where we are headed based on the numbers

How’s the market? Altos CEO Mike Simonsen recently sat down with HomeSmart International’s Wendy Forsythe to share what the data is telling us about the coming year (hint: look for more inventory and less insanity!)

Watch the 10-minute interview here:

Your thoughts?

(disclaimer, this is a talk that was posted by a real estate blog, and I am not endorsing for or against the company that posted this. I liked the content.)