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TTG

Real Estate Withholdings! Do you know. TTG

WHEN DID WITHHOLDING START FOR CALIFORNIA RESIDENTS?
The withholding law applies to dispositions of California real estate by both residents and non-residents which close on and after January 1, 2003. Previously, withholding was only required of non-resident sellers.
Why was this withholding law enacted?
As part of attempting to balance the state budget, this withholding provision was added to legislation on the last day of the legislative session in 2002. It was estimated to accelerate collection of $285 million in additional state revenue.
Who is responsible for withholding?
The law requires the buyer (called the transferee) to withhold from what would otherwise be paid to the seller.
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Loving what we do! TTG Passion & Purpose!

Check out this quick overview of the team at one of our trainings. This one is on BK and the real estate transaction from a Legal & Title perspective! 
In differentiating ourselves from our competition we focus on our industry and creating a dream team effort to come together and close transactions together! 

We are highly involved in our community and we believe in leadership by example! 
  • Leadership in Professional Associations
  • Leaders in Non-Profits
  • Volunteer in our Schools 
  • Involved in our churches 
WE are Faith based and held to His standards. 
Put us to the test! 

Returning to life… People Can, & have been amazing. #CharliesStoryHasMeaning

My family has a story of challenge and adversity, and we don’t know how we would have been staying so strong without the support and love of so many all around us! Focusing on what we are most grateful for in such a time of loss. We have felt His love just reigning down upon us. I feel as if our Father above has been preparing me for years, and now its time for my family and I to trust in Him, and now to share the experiences we have been having as we walk in Faith. This message may not before all, but thats okay.

We are not called to do this journey alone. We are instructed where 2 or 3 are gathered.

What is your support system? Are you plugged in? Do you lean on Him for strength? Questions? Guidance?

I sure do, and we have truly been experiencing His love. Very truly I tell you, I have been experiencing it, and feeling His presence almost daily.

Be it and ear or a place to turn you can always call me, or find a small group, one you can plug into, and truly grow. Find a place to actively grow in your Faith and be bold! Unafraid to come along side people out of LOVE. His Greatest gift.

Who would have thought such a small, young girl could have had such a profound impact. Baby Charlie, I love you and hope Papa, and the big guy are taking great care of you!

My Birthday Wish.. Love and Faith tied up in a bow! #PrayForCharlie Ryan J Orr

Charlie Update:

Birthday wishes are only so fun when you feel like you are walking through a dark valley.

Charlie is the name of our baby girl who is in Danielle’s belly, and we decided for the first time with any of our kids to name her before she is born! The last week or so has been extremely challenging in our house. From spending most of the night in the ER on Friday- Sat, to running from doctor to doctor for continuous updates on her status.

Little did we know when we named her that her name means strength, and that she is “warrior.” That is exactly what we need her to be! She will need to battle through and overcome some adversity and the odds to make it though!

On Sat night most of the amniotic fluid was lost for no apparent reason, and she really needs it to grow and be strong, and to allow her lungs to grow!

The doctors although empathetic and sweet,  have been incredible, but they are also clear that the numbers are not in our favor. Both of our specialists have also told us that they will not rule anything out because they have seen it all! That if we are believers that it may be time to start praying. I thought, we can do that!

On the way home, I  asked Dani, can I ask my guys to come over, and she instantly said yes.. Within 2 hours we had 15 people in my living room praying over us asking our Lord above for a miracle. It was such an incredible show of love. (His greatest gift) We were so moved, and grateful. As we move forward we had an option, clam up, be silent and retreat or plug forward, doing our best to live in obedience with what we say we believe!

This time has been extremely challenging for us all, including the little ones and they do their best to process all that is going on! As we Sat them down on Sunday, for Riley and Bryce, well they lost it, while Graham was the clown keeping us smiling and laughing! We as a family have been praying and sharing, laughing and crying begging our Father above for strength and a miracle.

Monday came and went as a blur and the visit with the specialist was less about what he said and more about what he has been avoiding to say. The Odds… When asked we were given several scenarios of which most are not what we want, but the biggest was, well, “I am not going to say impossible, I have seen it all.” If you “Believe,” now would be a great time to pray! I left there broken, and from moment to moment holding back the tears. I said to Danielle, how can I love someone so much that I have never met, touched, seen.. I know we were both dying a little on the inside, clinging on to, there has got to be a way, or if not, it has to be part of God’s plan. HE is in control.

So as I was looking down the face of my birthday and the BD wishes to come, and the questions, hey where are we gonna go for your Birthday, I could not think of celebrating! All I could think about was our little girl.. I wanted to hear kids playing, and lifting up prayers to Heaven. LORD HEAR OUR PRAYER! I had the most incredible birthday celebration with easily 80-100 people in the park there to play, and send a prayer up to the heavens. WOW… That many people cared to take the time, and to come together to pray. Moms, & Dads, Friends & Family, all came to lift Danielle & Charlie up in prayer. You want to talk about moving… Wow! Danielle wasn’t quite up to coming but thanks to FaceTime, we brought her in on a video feed where I KNOW she felt the love!

We can’t thank you enough for the Phone Calls, Texts, Messages, Notes and more and how they keep us going! Thank you for giving us strength through this outpouring of love!

As for today, well, last night was another restless night, Danielle is on bedrest, we had a Dr appt today, and we did not have much change. We are praying on a miracle, and we know that our God is so much bigger than this. We will not give up, we will not waiver!

The Role Title Companies Play in Real Estate- Ryan J Orr

Purchasing a home is probably the biggest single investment you are going to make in your lifetime. The importance of protecting your purchase cannot be overstated! With endless possibilities of things that may potentially go wrong during a real estate transaction, title insurance is crucial to ensure that the security of your new property is safe, sound and reliable.
Title insurance protects you the buyer against forgery, incompetence of grantor or mortgagor, unknown heirs, fraud, impersonation, and countless other risks that could occur during a real estate transaction. It helps to prevent future losses arising out of events that have happened in the past.
Your title company will search and examine the public land records surrounding title to your property. They will ensure that the seller is in fact the legal owner of the property, that the degree of ownership is currently and accurately vested in the seller, the status of the property taxes, among many other things in order to convey “clear title.”
Ticor Title Company is proud to offer the most comprehensive and customer oriented service available from any title company today. We take pride in our work and are consistently growing our market share because of our standard of excellence and commitment to caring about every transaction we process. We look forward to the opportunity to prove to you why Ticor Title Company is the absolute gold standard for title insurance today.  Contact your Ticor Sales Executive to open an order!

The Role of the Title Company in Real Estate Transactions
A HOME designed to meet the individual needs of the family is a wonderful experience, but before the buyers actually get their dream home, they will run headlong into dozens of home ownership details.
The purchase of a home may prove to be the largest single nancial investment many people may make in their lifetime; therefore, the importance of fully protecting such an investment cannot be overstressed.
A basic home ownership protection essential to the security of the home is safe, sound, reliable title insurance.
But what is title insurance?
It is the application of the principles of insurance to risks which are present in all real estate transactions. These risks are divided into two main categories: Hidden hazards which cannot be detected in the examination of title and human errors which will always be with us.
Examples of hidden hazards are FORGERY, INCOMPETENCE OF GRANTOR OR MORTGATOR, UNKNOWN HEIRS, FRAUD, IMPERSONATION, etc.
Title insurance di ers from other types of insurance by protecting against future losses rising out of events that have happened in the past. There are no annual premiums. One premium, based on the amount of the sale or mortgage, is paid when the policy is issued and is good for the life of the policy.
A mortgage policy, insuring the lender, stays in e ect until the loan is paid o . An owner’s policy, insuring the buyer, is good as long as the owner or owner’s heirs own the property.
Initially, the title company will search and examine the public land records to investigate information surrounding title to the property.
The facts revealed by the search will determine:

  • That the seller is, in fact, the legal owner of the property.
  • That the “estate” or degree of ownership being sold is currently and accurately vested in the seller.
  • The presence of any unsatis ed mortgages; judgments or similar liens which must be satis ed before “clear title” can be conveyed.
  • Existing restrictions, easements, rights of way or other rights granted to others who are not owners which may limit the right of ownership.
  • The status of property taxes and other public or private assessments.
    These matters will be re ected in a preliminary report or “title commitment”. The preliminary report is issued to the mortgage lender or purchaser before the closing.
    As you can see, the title company is constantly involved in the sales transaction almost from the time the purchase agreement is signed, through and beyond the closing. Working mostly behind the scenes, but always in close coordination with agents, escrow, lenders, and legal counsel, Ticor Title strives to carry out this complex procedure in an e cient and friendly manner.
    Title insurance protection gives a homeowner peace of mind by protecting the security of the home and the safety of the investment.


Navigating through BK in the Real Estate Transaction- Ryan J Orr

Navigating through BK in the Real Estate Transaction

Guest Speakers
Stephen Cho- Bankruptcy Attorney
Tom Bernath- Chief Underwriter -Ticor Title

In an ongoing effort to provide excellent education to help our clients grow, we are continuing our training series on April 19th! We are noticing quite a few transaction were BK’s are becoming speed bumps. In our class we hope to address concerns, the different types of bk’s, how to find resolution, and how to get ahead of challenges before they become deal breakers!

Let’s work together to find proactive solutions to common challenges in the Real Estate Transaction!

#TTG is your strategic business partner for all things real estate related!


click on the link below to register or RSVP.
Get more information
Register Now!
I can’t make it
Should you have any questions, please feel free to reach out to me or any of our teammates! 
We look forward to having you at our event! 
Here is a video segment, from a previous class! See what people are saying! 

Sincerely,
 
Ryan J Orr
Ticor Title- Team TItle Guy
titleguy@ryanjorr.com
909-767-0718
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Yelp Reviews

Fidelity National Title
Fidelity National Title
4.6
Based on 21 Reviews
Yelp logo
Cody M.
Cody M.
2025-05-04 08:35:26
Ryan and the team at National Title are professional, efficient, and a pleasure to work with. Highly recommend this 5 star business! read more
Jimmie H.
Jimmie H.
2022-12-03 18:14:01
Ryan Orr is no longer at Stewart Title. The Stewart Office in Ontario is close. If you need Stewart Title please call Jimmie Herrick 9095449407. I have been... read more
Shereece M.
Shereece M.
2022-04-21 16:09:47
Ryan Orr is an amazing Title Representative!! I've been utilizing his services for well over 10 years! Not only is he professional, he's a person of... read more
Erick B.
Erick B.
2022-01-20 17:20:32
Ryan O. gets the job done! Take my word for it and contact him for all of your title needs! read more
Jerrico C.
Jerrico C.
2020-12-23 18:23:52
Common theme with this company seems to be that they help customers knowing fully well that they may not be part of a transaction. Ryan answered some... read more
Scott C.
Scott C.
2019-07-27 07:28:04
Thank you Ryan for going out of your way to help out on a challenging escrow this past Saturday. I was on Catalina for our week long Boy Scout camp and had... read more
Cecilia L.
Cecilia L.
2019-07-20 12:51:19
The worst escrow company to deal with in the USA. Worst customer service. The escrow and Title charges and fees are up to the heaven and as tall as the flag... read more

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