• Skip to primary navigation
  • Skip to main content
  • Skip to footer
  • Home
  • About
  • Book Appointment
  • Blog
  • Reviews
  • Contact me
Team Title Guy logo

Team Title Guy

Sell... Buy... Refi... Specify Team Title Guy!

  • YouTube Videos
    • YouTube Channel
    • Educational Minute
    • Ryan’s Rants
    • TTG Events
    • Rancho Cucamonga
    • Training Classes
    • City Programs
    • Real Estate Closings
  • Podcast
  • RE Market Update
  • Event Calendar
  • Title Resources
    • Forms and Documents
    • Informational Flyers
    • Transfer Tax and City Tax
    • Legal Documents
    • Fidelity Fee Schedule
    • Order CPL
    • Fidelity Agent
    • FNT Utilities
    • Comps

Title

Subscribe to our PODCASTS!!!

No matter what platform you choose to use, we have the most common listed here.

When you listen, please give us feedback.. Comment and or share!

iTunes

Click Here

Stitcher

Click Here

Spotify 

Click Here

BE Aware, Phone Scammers… #KnowledgeIsPower

A new phone scam has been popping up recently, but with a strange new twist — your own number is calling you. Scammers are using this new tactic to phish for your personal information. Hundreds of residents in Central Valley, California, have reported receiving this scam phone call.

The “robodialer” dials and once the phone is answered, a person takes over on the other end asking them for personal information, like the last four digits of their Social Security number. The caller threatens that their AT&T® accounts have been compromised or will be closed, and that they must enter the last four digits of the account holder’s Social Security number for verification to keep it active.

In another variation, the scammer asks for information pertaining to setting up their voicemail account. No matter what variation of the call you receive, scammers are only after one thing — your personal information. This information can potentially help them hack your accounts or steal your identity.

The Better Business Bureau® (BBB) offers up the following tips to protect you from becoming victim to the next phone scam:

  • Do not trust caller ID
    Victims fall for phone scams because they assume the number on their caller ID is the correct person. Scammers can easily spoof numbers to make it look like a certain person is calling you, when in reality they are not.
  • Do not give out personal information
    Any legitimate person or business who reaches out to you will already have your information on hand. If they do not, or if you receive a call out of the blue asking for your personal information just hang up.
  • Scammers usually pose as a trusted source
    Scammers usually pose as a trusted source to get any information they can out of you. If you hang up immediately on them, they will not be able to phish for that information.
  • Do not press buttons
    Many “robocallers” will prompt you to “press 9” to be taken off their call list. This will only do the opposite and flood your phone with even more calls. Pressing a number on the keypad alerts them that they have reached an active number.
  • Beware of big name companies calling
    Scammers impersonate big name companies, charities and legitimate businesses, hoping that you will be more inclined to give up your personal information to them. If you receive such a call hang up immediately, find the appropriate number on your own and call the business to verify.
  • Sign up for the Do Not Call Registry
    To cut down on the amount of calls you receive, you can register your phone number for free through the Federal Trade Commission (FTC) Do Not Call Registry. The Do Not Call Registry prohibits sales calls, so you may still receive political calls, charitable calls, debt collection calls, informational calls, telephone survey calls and calls from companies you have recently done business with.
  • Do not answer
    If you receive a phone call from a number you are unsure of, it is best to just let it go to voicemail. Any legitimate person or business will leave a message, but even if the scammer decides to leave you a voicemail, you will have time to think about what is being asked by them, instead of being pressured on the spot to give up your personal information.

If you receive a scam phone call, report it to BBB Scam Tracker at www.bbb.org/scamtracker or the FCC at www.fcc.gov.

-Source FNF Fraud Insights..

Local Icon Randall Lewis speaks at WEREP!

West End Real Estate Professionals hosts Randall for a “State of the IE” on housing and viewpoints for future!

 

On Friday, January 19th we had the pleasure to hear from Randall Lewis on his insights for the future of housing and projects in the Inland Empire! For the last 15 years or so, Randall has come out 1x per year to give us his insights and updates the projects the Lewis Corporation is working on. We love his talks because they are real, help us in directing our sails for the next 12-24 months.

Average attendance at WEREP.org is 75-100 Real Estate professionals, and when Randall comes, well, we bust out the room, averaging 300-345 people. So that should give some insight on how people value his opinion!

I will include here some nuggets from his talk, also let you know that we have the full video of the talk on our www.Facebook.com/TeamTitleGuy page for you to reference! While you are there, like our page!

  • “Nobody knows what inning we are in, and maybe this recovery is a double header… Feels confident about 2018, 2019…
  • Buy now, but be thoughtful… Buy if possible while interest rates are lower..
  • Density is going to be a big deal moving forward… as much as 17-25 units to an acre.
  • Inland Empire, Hottest market in the States, maybe the world in the industrial markets, and big boxes buildings..
  • Gotta keep housing affordable…
  • Trend in housing still showing more renters… however, goal is still homeownership.. Single Family rental market to be strong..

CLICK HERE for the VIDEO
http://www.facebook.com/TeamTitleGuy

Posted January 19th 8:40 am…

Cannabis, Real Estate & Escrows

Interesting quandary in in California, and several other states that have legalized Cannabis at the state level and the implications that come with it are quite, hmmm different.. Now, this talk is neither whether I am for nor against the legalization and more about dispelling a few myths, and or challenges with the “Marijuana Business.”

Just over one week ago I had the please of hearing one of the best escrow attorneys in Southern California speak. Rose Pothier has arguably got to be one of the most respected, and referenced in her field, and to hear her take was extremely eye opening.

A few items we have been told about legalizing pot:

  • It will bring in Tax Revenue
  • It will lessen Crime & Related Industry
  • It will be regulated, and more controlled as compared to backyard grow operations

Now as Rose started breaking it down and how the industry relates to our wonderful Real Estate Industry, it became glaringly apparent that there are some major issues to contend with for Cannabis related businesses. First, and probably the biggest is that Cannabis is only allowed legally on the State level, and NOT on the Federal level. What does that mean, well, let me break it down.

If you run a business and want to use a debit card, credit card, write checks, do accounting (Officially) and so forth, you need to be able to have a bank account. This is where the largest problem arises. You see banks are Federally chartered, are insured by the FDIC, and use a Federal Reserve wire system. If a business, (bank or escrow company for example) is breaking Federal laws, then the bank, can lose its charter, lose FDIC insurance, and ultimately be shut down.

Wow.. Do you see the dominos falling now? If you can’t have a bank account, then you become a 100% cash business. If you are a cash business, are you sharing your take to pay taxes? Also, if you are a cash business with large amounts of cash, at your place of business, or home, does this make you a target to get robbed?

Soooo, our California state officials spent a long period of time creating full blown report (which I  am attaching, for your reading pleasure) which essentially, is one big circle. They identify that currently under the law, there really is NOT a good solution, and the only real solution starts with the Federal Government reclassifying Cannabus from being grouped with heroin, other opiates, to a lesser drug like alcohol.

Morale of the story: If a bank, escrow, title company gets wind that the transaction they are doing is a Cannabus Related business, the transaction (under current law) cannot be done. 

Questions:

  1. Do you think we are seeing significant Tax Revenue?
  2. Do you think this is lessening crime?
  3. Is it more controlled or less enforceable?

Click Link Below For Report CA State Treasurer:

Cannabis Report

Surprise… 2018 New Tax on Recorded Documents (Huge Increase)

In the name of Affordable housing

Did you know that the recording fees on ALL recorded Documents just went up by 3-5 times the expense. Recording fees used to average $75-100.. Now on all estimates we are quoting $325-350

So for example, if you wanted to change the vesting on a deed, it used to cost about  $20 in recording fee, now will cost you 20 + the $75 tax!

See attached fliers for a further breakdown and a reference guide.

What are your thoughts?

  • Please comment and share below.

 

Be Intentional…

Its a new year and new opportunities are before us. HOW WE RESPOND is up to us.

You see this blog post is simple and based on a philosophy my dad would always tell us…. ” Absolutely, you have a choice, however, what you decide will have implications.” -Jim Orr

You see this concept transfers to ALL areas of life and I am continually reminded of this almost daily.

We need to be careful as to what we allow into our life and how we allow for interruptions! YOUR TIME IS VALUABLE!!! We are told its the most precious asset we have and that we cannot get it back. When we allow other things to take our time, it most likely means its taking time from another area.

Morale of the story, CHOOSE WISELY! (as Yoda would say)

  • What things matter most to you?
  • What are your time hogs?
  • What do you want to do most?
  • What brings you joy?

NOW… Schedule your time out and make it happen!

Not gonna lie, this iOS something I have struggled with, identified and I am battling to make this happen! And I guarantee its UNCOMFORTABLE!

Follow-Up on previous blog post- Unplug The First Hour..

I have been successful about 80% of the time and they have been some of my best mornings! Best mornings so far have been with an audio book, and a run. Less distractions and more thought provoking morning starts. Try it out? Let me know your feedback!

  • « Go to Previous Page
  • Page 1
  • Page 2
  • Page 3
  • Page 4
  • Page 5
  • Go to Next Page »

Footer

Follow Us

Copyright © 2026 · Ryan J. Orr · Fidelity National Title
Privacy | California Privacy | Terms of Use | Accessibility