Team Title Guy

Sell... Buy... Refi... Specify Team Title Guy!

Blog

Ticor Title Company Fact Sheet – Full Year 2015- Ryan J Orr

Ticor Title Company Fact Sheet – Full Year 2015

Ticor Title is the nation’s largest title insurance company through its title insurance underwriters – Fidelity National Title, Chicago Title, Commonwealth Land Title, Alamo Title and National Title of New York – that collectively issue more title insurance policies than any other title company in the United States.
The fourth quarter was a strong finish to 2015 for our title business, as we again led the title industry with a 13.8% pre-tax title margin. The purchase market showed continued growth, as our open and closed purchase orders grew by approximately 9% for the fourth quarter and full-year 2015.
We had a record quarter in our commercial business, generating $303 million in total commercial revenue, an 11% increase over the fourth quarter of 2014. For full-year 2015, total commercial revenue was more than $1 billion, a 20% increase over full-year 2014.
FY2015_FS_TicorJPG

My Birthday Wish.. Love and Faith tied up in a bow! #PrayForCharlie Ryan J Orr

Charlie Update:

Birthday wishes are only so fun when you feel like you are walking through a dark valley.

Charlie is the name of our baby girl who is in Danielle’s belly, and we decided for the first time with any of our kids to name her before she is born! The last week or so has been extremely challenging in our house. From spending most of the night in the ER on Friday- Sat, to running from doctor to doctor for continuous updates on her status.

Little did we know when we named her that her name means strength, and that she is “warrior.” That is exactly what we need her to be! She will need to battle through and overcome some adversity and the odds to make it though!

On Sat night most of the amniotic fluid was lost for no apparent reason, and she really needs it to grow and be strong, and to allow her lungs to grow!

The doctors although empathetic and sweet,  have been incredible, but they are also clear that the numbers are not in our favor. Both of our specialists have also told us that they will not rule anything out because they have seen it all! That if we are believers that it may be time to start praying. I thought, we can do that!

On the way home, I  asked Dani, can I ask my guys to come over, and she instantly said yes.. Within 2 hours we had 15 people in my living room praying over us asking our Lord above for a miracle. It was such an incredible show of love. (His greatest gift) We were so moved, and grateful. As we move forward we had an option, clam up, be silent and retreat or plug forward, doing our best to live in obedience with what we say we believe!

This time has been extremely challenging for us all, including the little ones and they do their best to process all that is going on! As we Sat them down on Sunday, for Riley and Bryce, well they lost it, while Graham was the clown keeping us smiling and laughing! We as a family have been praying and sharing, laughing and crying begging our Father above for strength and a miracle.

Monday came and went as a blur and the visit with the specialist was less about what he said and more about what he has been avoiding to say. The Odds… When asked we were given several scenarios of which most are not what we want, but the biggest was, well, “I am not going to say impossible, I have seen it all.” If you “Believe,” now would be a great time to pray! I left there broken, and from moment to moment holding back the tears. I said to Danielle, how can I love someone so much that I have never met, touched, seen.. I know we were both dying a little on the inside, clinging on to, there has got to be a way, or if not, it has to be part of God’s plan. HE is in control.

So as I was looking down the face of my birthday and the BD wishes to come, and the questions, hey where are we gonna go for your Birthday, I could not think of celebrating! All I could think about was our little girl.. I wanted to hear kids playing, and lifting up prayers to Heaven. LORD HEAR OUR PRAYER! I had the most incredible birthday celebration with easily 80-100 people in the park there to play, and send a prayer up to the heavens. WOW… That many people cared to take the time, and to come together to pray. Moms, & Dads, Friends & Family, all came to lift Danielle & Charlie up in prayer. You want to talk about moving… Wow! Danielle wasn’t quite up to coming but thanks to FaceTime, we brought her in on a video feed where I KNOW she felt the love!

We can’t thank you enough for the Phone Calls, Texts, Messages, Notes and more and how they keep us going! Thank you for giving us strength through this outpouring of love!

As for today, well, last night was another restless night, Danielle is on bedrest, we had a Dr appt today, and we did not have much change. We are praying on a miracle, and we know that our God is so much bigger than this. We will not give up, we will not waiver!

Ticor IE Calendar of Events- Ryan J Orr

Ticor Title Calendar of Events – April 2016

April2016_IE

Ticor Title is happy to release our April 2016 Calendar of Events. Every month, we take the time to put together a list of local events taking place all over the Inland Empire and desert cities areas. We hope you will find the calendar useful, and will be able to take advantage of some of the great things happening in your city this month.
The Indian Wells Art Festival is April 1st-3rd and El Paseo Fashion Week is at the Gardens on El Paseo in Palm Springs from April 2nd-9th. Kenny G will be performing at the McCallum Theatre on April 4th, and the Rail Festival takes place at the Orange Empire Railway Museum on April 9th-10th. The Riverside Farmers Market is April 9th in Downtown Riverside.
For the full list of events taking place in your community this month, check out the calendar below. If you’d like to download a full version of the calendar.
Ticor Title
Ticor Title
Ticor Title
1-24. 25th Annual Putnam County Spelling Bee
Center Stage Theater – Fontana
app.arts-people.com
1-3. Disney’s The Little Mermaid
Lewis Family Playhouse
www.lewisfamilyplayhouse.com
1-3. Indian Wells Arts Festival
Indian Wells Tennis Garden
visitgreaterpalmsprings.com

2-9. El Paseo Fashion Week
The Gardens on El Paseo
visitgreaterpalmsprings.com
2. Brew at the Zoo
47900 Portola Avenue – Palm Desert
www.livingdesert.org
4-8. Robotics Bootcamp
Ucode – La Cañada
www.activityhero.com		 4. An Evening with Kenny G
McCallum Theatre
www.mccallumtheatre.com
6-10. Redlands Bicycle Classic
Downtown Redlands
redlandsclassic.com
8-10. Mary Poppins
562 W Fourth St – San Bernadino
www.californiatheatre.net
9-10. Rail Festival
Orange Empire Railway Museum
www.oerm.org
9. Riverside Farmers Market
Downtown Riverside
www.riversideca.gov
16. Kids Night Out
Chino Youth Museum
www.chinoyouthmuseum.com		 4/22-5/8. Superman The Musical
976 E 9th Street – Upland
www.grovetheatre.com
23. Movie in the Park: Finding Nemo
Panorama Park – Cathedral City
www.discovercathedralcity.com
30. 4th Annual Big Barn Car Show
Motte Museum – Menifee
www.mottemuseum.com
30. MS Walk: Big Bear on the Northshore
Northshore Elementary – Big Bear Lake
www.walkMS.org

The Role Title Companies Play in Real Estate- Ryan J Orr

Purchasing a home is probably the biggest single investment you are going to make in your lifetime. The importance of protecting your purchase cannot be overstated! With endless possibilities of things that may potentially go wrong during a real estate transaction, title insurance is crucial to ensure that the security of your new property is safe, sound and reliable.
Title insurance protects you the buyer against forgery, incompetence of grantor or mortgagor, unknown heirs, fraud, impersonation, and countless other risks that could occur during a real estate transaction. It helps to prevent future losses arising out of events that have happened in the past.
Your title company will search and examine the public land records surrounding title to your property. They will ensure that the seller is in fact the legal owner of the property, that the degree of ownership is currently and accurately vested in the seller, the status of the property taxes, among many other things in order to convey “clear title.”
Ticor Title Company is proud to offer the most comprehensive and customer oriented service available from any title company today. We take pride in our work and are consistently growing our market share because of our standard of excellence and commitment to caring about every transaction we process. We look forward to the opportunity to prove to you why Ticor Title Company is the absolute gold standard for title insurance today.  Contact your Ticor Sales Executive to open an order!

The Role of the Title Company in Real Estate Transactions
A HOME designed to meet the individual needs of the family is a wonderful experience, but before the buyers actually get their dream home, they will run headlong into dozens of home ownership details.
The purchase of a home may prove to be the largest single nancial investment many people may make in their lifetime; therefore, the importance of fully protecting such an investment cannot be overstressed.
A basic home ownership protection essential to the security of the home is safe, sound, reliable title insurance.
But what is title insurance?
It is the application of the principles of insurance to risks which are present in all real estate transactions. These risks are divided into two main categories: Hidden hazards which cannot be detected in the examination of title and human errors which will always be with us.
Examples of hidden hazards are FORGERY, INCOMPETENCE OF GRANTOR OR MORTGATOR, UNKNOWN HEIRS, FRAUD, IMPERSONATION, etc.
Title insurance di ers from other types of insurance by protecting against future losses rising out of events that have happened in the past. There are no annual premiums. One premium, based on the amount of the sale or mortgage, is paid when the policy is issued and is good for the life of the policy.
A mortgage policy, insuring the lender, stays in e ect until the loan is paid o . An owner’s policy, insuring the buyer, is good as long as the owner or owner’s heirs own the property.
Initially, the title company will search and examine the public land records to investigate information surrounding title to the property.
The facts revealed by the search will determine:

  • That the seller is, in fact, the legal owner of the property.
  • That the “estate” or degree of ownership being sold is currently and accurately vested in the seller.
  • The presence of any unsatis ed mortgages; judgments or similar liens which must be satis ed before “clear title” can be conveyed.
  • Existing restrictions, easements, rights of way or other rights granted to others who are not owners which may limit the right of ownership.
  • The status of property taxes and other public or private assessments.
    These matters will be re ected in a preliminary report or “title commitment”. The preliminary report is issued to the mortgage lender or purchaser before the closing.
    As you can see, the title company is constantly involved in the sales transaction almost from the time the purchase agreement is signed, through and beyond the closing. Working mostly behind the scenes, but always in close coordination with agents, escrow, lenders, and legal counsel, Ticor Title strives to carry out this complex procedure in an e cient and friendly manner.
    Title insurance protection gives a homeowner peace of mind by protecting the security of the home and the safety of the investment.


Empire Lakes | Lewis Management Corp to discuss the plans @WEREP!

Empire Lakes : To Bulldoze or Not to Bulldoze? That is the question

Empire LakesBill KennedyBill Kennedy
VP – Project Manager, Lewis Management Corp.

Bill recently joined the Lewis Companies as Vice President and Project Manager for the proposed Empire Lakes redevelopment.  Bill grew up in Ontario and went to local schools including Chaffey High School and Cal Poly Pomona where he majored in Business and Accounting.
In other areas Bill was engaged by the United States Department of the Navy to provide budgetary and financial oversight on the Navy’s Public Private Housing Partnerships totaling over 25,000 units of Navy and Marine family housing across the country.
He is married to his wife Beverly and they have two grown daughters.  He and his wife presently live in Escondido.
Join us! 
www.WEREP.org 

Fired Up for opportunity with CA Senator Morrell! MC

Senator Morrell’s Patriots of the Past, Present, & Future Ceremony & Dinner

I am beyond excited to be selected by the Senator to MC this event tonight.. Last year was an incredible event and I was selected as a recipient of one of the awards and this year I am honored to help run the event! I am beyond blessed and grateful for the opportunity! I love what Senator Morrell does and how great of an example he is in our community! 
-Ryan J Orr
Picture from last year 
“Few can fully understand the sacrifices made by the men and women of the Armed Forces to protect and defend our country,” said Morrell. “Patriots of the Past, Present, and Future is about reflecting on their service and how we as a community can support them, whether through helping out at local veterans events or pursuing public policy changes that improve lives and ensure smooth transitions to civilian life once they leave the military. We need to remember, honor, and recognize their continued patriotism and promote these virtues in the hearts and minds of younger generations.”
The event will honor veterans, active duty service men and women, reservists, members of the National Guard, and businesses and organizations that have supported them. It will also be an opportunity to discuss public policy issues affecting veterans, including Senate Bill 418(link is external), which would help active duty California State University students finish their college degrees, and Senate Bill 2(link is external), which would clarify property tax exemptions for Veterans Halls.
“Patriots” from around the 23rd Senate District will be recognized in four categories – Business, Education, Public Safety and Community Service. “Patriots” are defined as:
  • Patriot of the Past: A veteran of a conflict such as World War II, the Korean War, or the Vietnam War.
  • Patriot of the Present: A currently enlisted service member, a reservist, a veteran of a recent conflict such as the Gulf War or Operation Iraqi Freedom, or a business or organization that currently serves veterans in some capacity.
  • Patriot of the Future: An individual under 21 years of age who either actively serves the military or veterans or plans on enlisting.
Nominations were submitted from all over the 23rd Senate District. Last year’s award winners were asked to review the applications and select this year’s honorees, which will be announced at the event. A full list of finalists can be found here.
WHERE:

March Field Air Museum
22550 Van Buren Blvd.
Riverside, CA 92518WHEN:

Friday, April 1, 2016
5:00 p.m. to 8:30 p.m.